Welcome to Ayrshire Financial Services Mortgage Centre
Ayrshire Financial Services Ltd offer a comprehensive range of mortgage products from across the market. We offer both first and second charge mortgages, but not deals that you can only obtain by going direct to a lender.
Looking for Professional Mortgage Advice, Then you’ve come to the right place.
Why?? – Spend hours looking for a mortgage when one of our friendly and professional advisers can do all the hard work for you.
As Mortgage Advisers we are able to provide personalised advice on a host of areas as follows:
- House Purchase
- Home Moving
- Re Mortgage
- Capital Raising
- Buy To Let Mortgage
Most forms of Buy-To-Let mortgage are not regulated by the Financial Conduct Authority
A MORTGAGE IS A LOAN SECURED AGAINT YOUR HOME OR PROPERTY. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME OR PROPERTY.
YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE.
Getting the right advice means speaking to the right people.
We will compare thousands of mortgages from the whole market (rather than just a few lenders) to find the most competitive and appropriate product for you, ensuring your monthly mortgage repayments are kept to a minimum.
Many people think an Mortgage Adviser is only for the wealthy but this is not the case. Our services are open to everyone.
We have a wealth of experience and support behind us. We concentrate on the suitability, risk and strength of new and existing financial products and providers. We hold professional indemnity insurance and are registered under the Consumer Credit Act and Data Protection Act and hold the appropriate licences.
We adhere to strict Financial Conduct Authority (FCA) guidelines, which obligates us to provide advice most suited to your personal requirements, affordability and your risk profile.
We are also Credit Brokers. This means that if you require a loan other than a mortgage, (e.g. a personal loan) we can refer you to a specialist third party who can discuss your specific needs with you. We will not advise you of this type of borrowing and you will need to make up your own mind whether to go ahead with it or not.
To contact us either phone the office or e mail our enquiry form to us and one of our specialist advisers will contact you to discuss your requirements and arrange a suitable appointment