The main areas of need for protection are: health, incapacity or accident; income, mortgage and other debt; death; asset protection and business protection.
Have you thought about the consequences if you or your partner were to die or take a critical illness* ?
* Plans may not cover all the definition of a critical illness. The definitions vary between product providers and will be described in the key features and policy document if you go ahead with a plan.
These plans have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
How would you pay for any subsequent cost after the event?
Many people think it will not happen to them. They do not make adequate provisions in the event of one of the above.
You probably have heard of someone in this situation during your life.
Here at Ayrshire Financial Services we make sure you have the right plan to suit your current and future needs.
Please call our office on 01294472255 to arrange a suitable appointment, either at your home or in our office with one of our fully qualified financial advisers